How it works
1 Answer 9 quick questions about your income, debt, savings, and goals.
2 Get your score instantly — a 0-100 financial health score across 5 dimensions.
3 Unlock your AI report — personalized priorities and action steps based on your numbers.
🔒 Your data stays on your device. We never store, share, or transmit your financial information to any server. Everything is calculated right here in your browser.
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The Basics
Let's start with your income and expenses.
28 years
$65,000
$3,500/mo
Debt & Savings
How much do you owe and how much have you saved?
$15,000
6.5%
$3,000
Retirement & Investing
What are you putting toward your future?
$200/mo
Your Primary Goal
What matters most to you right now?
0
Calculating...
What does this score mean?
Generating your personalized report...
// Your Personalized Report
This report is educational information, not personalized financial advice. Consider consulting a qualified financial advisor for decisions specific to your situation.

Understanding your financial health.

Your financial health score measures five dimensions that together paint the full picture of where you stand. Income & Expenses looks at your savings rate — the gap between what you earn and what you spend. Debt & Credit measures how much you owe relative to your income and what it's costing you.

Emergency Fund is your safety net — how many months of expenses you can cover without income. Retirement tracks what percentage of your income you're putting toward your future. And Financial Behavior considers whether you're actively investing, setting goals, and making age-appropriate financial moves.

No single dimension tells the whole story. Someone with zero debt but no emergency fund is exposed to risk. Someone investing aggressively but spending more than they earn is building on a shaky foundation. The score rewards balance across all five dimensions — that's what real financial health looks like.